Interactive Policy Models
We believe policy is best understood mathematically. These client-side models allow you to stress-test economic assumptions and calculate personal impacts of federal legislation.
Mortgage Stress Test
Calculate housing affordability thresholds based on prevailing 30-year fixed treasury spreads.
Income Tax Brackets
Determine exact marginal vs effective federal tax rates based on 2024 IRS data.
FICA & Paycheck Impact
Model the impact of payroll taxes (Social Security & Medicare) on net income.
Capital Gains Burden
Calculate long vs short term capital gains tax liabilities including NIIT thresholds.
Corporate Tax Liability
Model federal corporate tax burdens (Flat 21%) vs historical tiered systems.
Federal Estate Tax
Assess exposure to the federal estate tax based on the 2024 exemption limit ($13.61M).
Social Security ROI
Optimize claiming age (62 vs 67 vs 70) based on life expectancy models.
SAVE Plan Calculator
Calculate monthly payments under the Income-Driven Repayment (IDR) framework.
Tariff Passthrough
Model the consumer cost impact of Section 301 ad valorem tariffs on imported goods.
CPI Adjustment
Adjust historical purchasing power using Bureau of Labor Statistics CPI-U data.
Yield Curve Inversion
Visualize the spread between the 2-Year and 10-Year Treasury yields as a recession indicator.
Trade Deficit Scaler
Contextualize the $1T+ US trade deficit against aggregate GDP over time.
Fed Funds History
Track the Effective Federal Funds Rate (EFFR) against historical inflation spikes.
Debt-to-GDP Ratio
Calculate the sovereign debt burden normalized against current national economic output.
401(k) Tax Deferral
Model long-term capital compounding of pre-tax vs post-tax retirement contributions.